It is indeed ironic that you might not ascribe value to this service.
As an (acting ) executive to one of the providers of this service, let
me add that there are significantly higher costs associated with the
technical aspects as allowing instantaneous debits to your accounts.
Literally there is a tenfold increase in the account debit activity
when compared to digging into your pocket for the $ for the transaction.
So if you are representative, then you will EVENTUALLY pay more for this
service that you enjoy less unless you DO SOMETHING about it!
-- Keith Cowan Phone: (416)565-6253 FAX: (905)858-7131 Toronto Internet: cowan@pci.on.ca Compuserve: 72212,51